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Mechanical failure caused the accident insurance with

Mr Cheung moving in the direction of the Medical College junction to the city and saw the yellow lights flash, due to a shorter distance between vehicles, Mr. Zhang rapid braking, but wet rain, the car brakes suddenly braking unilateral migration, car bias is difficult Side will be next to the Nissan car linked to a clean, okay and did not cause harm to people. After the accident, the two sides immediately notify the traffic police, traffic police department investigation found the car fully responsible for Mr. Zhang. Mr Cheung of what happened before seen or touched their minds: obviously just brakes, why would a car unilateral migration of » Mechanical problems of the car? » So he had a friend call the telephone complaints, a friend told him that the car insurance companies will Mianpei mechanical failure! Mr. Zhang Zhe Xiake urgency, if the insurance company Mianpei, loss of motor vehicles each other not to pay their own » Mr. Chang decided to motor experts asked Xiangnong Gejiu Jing.

Expert Comments

According to the loss in car insurance: insurance vehicles of the natural wear and tear, corrosion, electrical, mechanical failure, the insurance company is not liable. However, Mr Cheung is a certain natural conditions, braking too fast the accident, and not identified as mechanical failure. Therefore, in the incident caused by the vehicle body losses, insurance companies would be given compensation. So, what circumstances are "natural wear and tear, corrosion, electrical, mechanical failure"? » Such as tire wear natural, off-the natural wear and tear, in loss of vehicle insurance is not compensable. If the machinery itself is a natural failure in the vehicle at the same time within the warranty, owners can find the appropriate solution for manufacturers. In fact, when it rains, like Mr. Zhang encountered such an emergency brake after the car in a lot of unilateral migration, which is a result of accidents arising from the operation, and Mr. Zhang can also find the car manufacturers to comprehensively Detection.

Experts warned that auto insurance: on the rainy day, they should open the anti-fog lights, speed to maintain the middle, with more than usual before and after the vehicles to maintain the distance between vehicles; bends car lateral shift the focus, at this time will add to roll, causing Brake brake. The correct approach should reduce speed before entering corners for the low block, Ruwan, slowly filling body can maintain a steady posture.

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